A truck, trailer, or equipment upgrade
Start with the asset details, condition, price, and intended business use when exploring equipment financing.
Owner-operators · Fleets · Transportation & logistics businesses
Keep the business moving. Plan the next mile.
Explore capital for the trucks, equipment, and operating needs behind your transportation business—with the cost of staying on the road in view.
An initial conversation—not an approval or a credit-pull authorization.
Start the conversationEN / ES
- 01
Your goal
- 02
Your business
- 03
Your details
Inquiry received
Your next conversation starts here.
Thank you. Your inquiry has been received. We will review the details you shared and follow up using your preferred contact method.
Put the capital to work
A business goal. A practical use.
These examples start the conversation. Available products and permitted uses depend on the provider and your business.
Operating expenses between collections
Discuss the timing of customer payments alongside fuel, insurance, maintenance, payroll, and current commitments.
Measured fleet growth
Look beyond the vehicle purchase to the drivers, systems, reserves, and customer demand needed to support another unit.
Before you commit
Model the payment alongside the cost of operating.
A truck payment is only one expense. Consider maintenance, insurance, downtime, fuel, and existing debt before deciding whether a proposed structure fits your revenue.
Prepare for the conversation
Start with the basics. Keep sensitive documents out.
Share a few business details first. Any documents needed for a formal review are requested separately through an appropriate process.
- 01
Operating history and recent business revenue
- 02
Asset details and a seller quote, when available
- 03
Current financing and the purpose of the request
Do not include Social Security numbers, account numbers, passwords, or credit reports.
Business-first guidance. A personal starting point.
Armando Velis, MBA, founded Velis Capital after helping family and friends explore funding for their businesses. With parents who are business owners, he brings a family-business perspective and an education-first approach to the conversation.
Founder-led attentionEnglish & EspañolOptions explained before commitment
Questions before the next step
A little clarity. Before you connect.
01Can an owner-operator inquire?
Yes. Share your operating history, revenue, and what you need. Individual providers determine eligibility and equipment requirements.
02Can used equipment be considered?
Ask with the year, condition, mileage or hours, price, and seller details. Acceptance, advance amounts, and terms vary by provider and asset.
03Does this inquiry guarantee funding or authorize a credit pull?
No. It starts a conversation, does not guarantee an offer or approval, and does not authorize a credit pull. Any formal application has separate requirements.
04Do I need to buy a readiness service first?
No. Funding and readiness services are separate. The two-year sole-proprietor requirement applies to our business-structuring service, not to every funding inquiry. Financing eligibility is determined by the provider.
Trucking & transportation